Indexed Tuition
How to Apply
Indexed Tuition is a flexible tuition pricing plan based on each family's specific financial situation. Harford Day School partners with School and Student Services (SSS), a division of the National Association of Independent Schools (NAIS), in a confidential process to determine each family's customized tuition rate through submission of the Parent Financial Statement (PFS).
Priority Deadline for Returning Families: 1/4/21
Priority Deadline for Families New to Harford Day: 2/1/21
For families new to Harford Day School, the Admissions application and the PFS application are separate forms that should be completed simultaneously.
Please contact the admissions office directly to discuss your Indexed Tuition application after the priority deadlines listed above. Applications will continue to be reviewed throughout the year as funds allow.
Please follow the steps outlined below to apply for Indexed Tuition.
Indexed Tuition Application Process
- Complete & Submit PFS Application & Supporting Documents to SSS (Priority Deadlines: 1/4/21 or 2/1/21)
- Upload W2 or 1099 for Income Verification (Due: 2/1/21)
- Responsive Tuition Notifcation (Date: 2/19/21)
- Deadline to Accept Responsive Tuition Rate (Date: 3/1/21)
- Deadline to Submit 2020 Taxes to SSS (Date: 04/16/21)
Complete & Submit PFS Application & Supporting Documents to SSS (Priority Deadlines: 1/4/21 or 2/1/21)
Upload W2 or 1099 for Income Verification (Due: 2/1/21)
Responsive Tuition Notifcation (Date: 2/19/21)
Deadline to Accept Responsive Tuition Rate (Date: 3/1/21)
Deadline to Submit 2020 Taxes to SSS (Date: 04/16/21)
Key Factors Determining Your Indexed Tuition Level |
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Total Family Income as verified with IRS forms and schedules |
Net worth, including real estate, bank accounts, non-retirement investments |
Debt to Equity Ratio |
Number of children in the family and in tuition-charging schools |
Discretionary or luxury expenditures |
Extenuating circumstances (health, change in employment, other) |
Resources to Assist with Your Application |
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The following downloadable PDF resources, published by SSS, will assist you in understanding and completing the Parent Financial Statement (PFS): |
Step-by-Step Guide to the Parent Financial Statement (PFS) |
Ebook: Understanding the Process |
PFS Tax Primer |
PFS Tax Primer for Self-Employed Parents |
2020-2021 Tuition & Fees
Harford Day School's Board of Trustees meets annually in January to set tuition for the following academic year. In making its decision, the Board diligently considers tuition data for peer schools, compiled by both the Association of Independent Maryland & DC Schools (AIMS) and the National Association of Independent Schools (NAIS).
Grade |
Tuition |
K-Prep 3 (3 Half Days 8:00-12:30) | $6,427.00 |
K-Prep 3 (3 Full Days 8:00-2:50) | $8,549.00 |
K-Prep 3 (5 Half Days 8:00-12:30) | $9,126.00 |
K-Prep 3 (5 Full Days 8:00-2:50) | $12,854.00 |
K-Prep 4 | $16,640.00 |
Kindergarten |
$16,900.00 |
Grades 1 - Grades 5 |
$17,900.00 |
Grades 6 - 8 |
$18,500.00 |
*Please note: There is a $750 iPad fee for Middle School. The fee may be paid in 3 annual installments of $250, and the iPad belongs to your family upon graduation.
Annual fees range from $250 to $450 depending upon the grade and cover books, activities, and most field trips.
Other Funding Options
Coverdell Educational Savings Accounts (ESAs)
Did you know ESAs may be applied to qualified elementary and secondary education expenses? Learn more HERE and consult with your financial advisor to see if this would be a good option for your family.
Questions?
If you have questions about affording Harford Day School or applying for Indexed Tuition, please contact Diane Russell, Director of Admissions at 410-838-4848 or dianerussell@harfordday.org.